You may request your free annual credit report online, via phone or by mail. You do not need to order your credit report from each credit reporting company at the same time and may decide to request the three credit reports at different times throughout the year. You can ask for your free annual credit report from https://www.AnnualCreditReport.com. Make sure you are on this site before ordering your report. This is the official site, authorized by the Federal government, for you to get your free reports. You usually can get your report immediately by ordering it online after you have verified your identity through an authentication process. You can also call 1-877-322-8228. You will go through a verification process over the phone. Your credit report will be mailed to you within 15 days. To submit your form by mail, download the request form https://www.annualcreditreport.com/manualRequestForm.action (You need an Adobe viewer to view the requested form. Download the free Adobe viewer) Print and complete the form. Mail the completed form to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Your credit report will be mailed to you within 15 days. Allow 2-3 weeks for delivery of telephone and mailed requests.
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